GUARANTEED ISSUE

$1,000 TO $50,000
For those individuals that are not eligible for traditional life insurance or have been declined for coverage in the past. Guaranteed issue life insurance policies have “graded benefits”. This means that if the insured person dies within a specified amount of time, the beneficiaries only receive a portion (or none, in the case of contestable periods) of the death benefits. Most guaranteed issue life insurance policies only pay full benefits after the first two years of the policy.

NO DOCTOR’S EXAM
NO MEDICAL QUESTIONS
NO BLOOD OR LAB TESTS